Why A Career in Banking?

Evolution of the Banking Career

Careers in banking have always been a craze in India. During the British time most of the native Indians saw the best opportunities, in either banks or public services. It became a standard norm to work in a good bank. However, now times have changed and international banks have set foot on Indian soils. Banks have now penetrated further into the rural areas making a banking career a great option for all seeking some stability in jobs.

Of late, since the financial crisis, banking saw a tumultuous change in its stability factors with more and more banks indulging in the practice of layoffs to manage their costs. However, some banks did not commit payoffs; they just froze their fresh recruitments. HDFC was one of them. Now, the vacancies have opened to all again that can be viewed on HDFC Bank careers. Banking still remains to be one of the best paying industries and of course the additional benefits you get by associating yourself with a bank are immensely valuable.


As far as scope and opportunities to choose a particular job profile go, no other industry offers as many versatile functions as a bank. In India, working with a bank from the start of your career means a steady climb upwards, especially if you are in the sales and marketing division. Banks start with executive grades, moving on to assistant managers and managers with levels even amongst them, progressing to positions like President and Vice-President. Now, with banking taking on functions like internet banking and tele-banking, the employment opportunities have increased manifold.

Fixed Times and Holidays

The beauty about banking jobs is that they value time. This is because banks operate at certain timings only. This means that, depending upon your chosen profile you ought to complete your work in the given hours. Calendars are marked by bank holidays and thus holidaying is no trouble with a bank job at hand. Some International banks pack off their employees on compulsory holidays for 15 days. Isn’t that awesome?

Super Fat Pay Cheques

Well, this is one of the main reasons why the popularity of banking jobs has never seen a decline. They provide their employees with a hefty take homes and a lot of incentives. Some profiles command incentives of Rs 2 Lacks per month over and above the salary, based on performance and sales. Bank jobs come with their own set of rules while on Indian soil and hence some mandatory benefits like Employee Provident Fund (EPF) exclusive of the monthly net income are given too. Bankers receive fixed promotions most of the times as they have levels within grades as well. The minimum hike of 5%-10% is visible each year at the time of increment and appraisal.

Job Security

Banks have their fixed infrastructure and 99% of the times the infrastructure only sees an increase. The infrastructure requires man power. Hence this means that banks only add more man power than reduce. Hence, it is said that banks offer maximum job security. They may sometimes make do with pay cuts in dear times, but otherwise, your job with the bank is always secure, even if you are an average performer.

Thus, no matter what the global economy says banking jobs will outperform most, at least for developing India.

A Career in Supply Chain Management

What Is Supply Chain Management?

Supply chain management is a complex structure that primarily takes cares of the demand and supply of a company. It starts from procurement of raw materials to delivery across all segment groups. Processes within this first and last step include quality testing, operation, strategic order and manufacturing, business analysis, and operations research. This industry can be divided into two segments, one of durable procurement and delivery and the other being non-durable and its delivery. These two categories differ in terms of their product life cycles making itself available as a career opportune industry.

Scope and Growth of Supply Chain Management in India

Globalization, increased trade ties and deepening Free Trade Area (FTAs) have enhanced the need for improved supply chain management. Irrespective of the big parcels each day, there are billions of parcels being transferred intra and inter country. India’s trade has been on a rise and is expected to see no fall in the near years. With new entrepreneurship start-ups and flourishing businesses in every nook and corner, along with the Multinational food chains, fashion stores and other utilitarian goods and services stepping foot on the Indian economy, graduates and post graduates specializing in supply chain studies and even management techniques witness a strong demand. India’s supply chain management has picked pace, but with technology making success alive by leaps and bounds, there still lays immense scope for this sector.

Education Require

Being a management domain, supply chain courses are mostly a part of management institutions at graduate and undergraduate levels. Some technical institutes also offer higher level courses in the same. However, majority of the courses are Diplomas and post graduate options. If you are thinking of making it big in this field alone then make sure you graduate of BBA/B.Tech/B.E.

Career Prospects

Considering each company, manufacturing unit, or service provider producing any kind of goods and service needs to make arrangements starting from raw materials to delivery of the same, you will have ample opportunities to make it big with this career. Job profiles include procurement officers, supply planner, supply manager, purchase executives, material manager, implementation manager etc. The quickness with which these chains operate is commendable as the entire business of supply chain management is based and effective and timely delivery. You can select jobs based on your education and experience. For instance, log on to DHL careers where you can view different vacancies in categorization like management professionals, operations and support, along with roles for students and graduates.

Requirements from You

Supply chain graduates and management post graduates require being up-to-date with technology. This is because technology in this field moves to reduce the gap in the transport duration leading to quicker logistical solutions increasing the volumes successfully distributed. On the other hand, the supply chain professionals need to be quick and savvy in their work as a lag in their business decision could cost an entire tender and probably even the reputation of the employee at task.

These jobs too are incentive based especially if your profile demands sales in time. The growth of this industry cannot be undermined now or ever!

The World of Mobile Telecommunications in India

In an age when recession is hitting the world hard and job seekers are going bananas in an attempt to be ahead of the rat race, the mobile telecom industry has heralded a whole array of job avenues. While the International market for mobiles has been witnessing a considerable boom for quite a long time now, the Indian mobile scenario is no less yielding. Thanks to the government for realizing the immense possibilities of the lucrative mobile market which has led to opening up of myriad job opportunities at different levels. Hence, if you are all set to venture out into the competitive world of jobs and endeavoring to shape up a bright career path, try your hands out into the mobile telecom market. Here is a peek into the Indian Telecom sector and the innumerable job benefits it brings.

Rising Popularity of Mobile Telecom

The metropolitan cities like Delhi, Kolkata, Mumbai and Chennai have been enjoying an upsurge in the number of jobs in the mobile telecom industry. And why not? With the growing numbers of population realizing the importance of mobiles and need for staying connected all the time, the growth in career opportunities is quite natural. Youths hanker after mobiles, the client base expands and foreign players and Head Honchos of the business cosmos take this opportunity to reap benefits of the growing market by investing in mobile telecommunications. The consequence- the mobile market is showering jobs for everyone. Whether you are a fresher hunting for a good career opportunity or an experienced professional looking out ways to take that quantum leap, the mobile industry is sure to take your career a notch higher.

The Big Shots in Indian Mobile Service Industry

Stepping into the Indian mobile telecom cosmos, you will be elated to get options of joining a number of top-notch companies, both private as well as government endeavors. While Bharat Sanchar Nigam Limited offers its array of jobs in various segments such as Design, Communication, Management and Marketing, there are private ventures too which have carved out coveted niches for themselves. Some of the top names in the private telecommunications sector in the Indian arena include Vodafone Essar, Bharti Airtel, Siemens, Reliance, Idea, Aircel, Tata Teleservices and the likes. Hence whether you desire to trigger up your professional life with Vodafone careers or wish to pursue a government job, the telecom industry is brimming with Front Desk and Back Desk career options in various departments.

Future Telecom Job Prospects in India

With the advent of BWA and 3G spectrum, there has been a handsome surge of telecom jobs. Giant names in the telecom sectors are on the lookout for trained, certified and skilled personnel in the form of software and hardware engineers, mobile analysts as well as marketing professionals. The prospects that have opened up in front of telecom aspirants are huge with a number of opportunities in areas like GSM, CDMA, GPRS, VOIP and such other technologies demanding skilled know-how in the fields. In fact, with the growing numbers of foreign players employment opportunities are skyrocketing in this sector and is speculated to reach over 2,80,000 direct jobs by the end of 2013.

What Do You Need to Opt for a Telecom Career

If you do not have an Engineering or a Technical Degree in your pocket, do not look glum. For the telecom industry encourages non-engineering backgrounds too with ample opportunities for MBAs, Lawyers, sales representatives and others. And what’s more, the rewards are quite luring too and if you harness yourself with further training, well, you can dream of a bright career ahead.

How to Become a Firefighter

Firefighting is one of the most dangerous jobs in the entire world and firefighters the world over should be thanked anytime they risk their lives by running into a burning building. If you were interested in and know that it is a very rigorous training process unless you are ready, it is best left to the professionals.

If you are truly determined to become a firefighter, we have outlined all of the steps that you will need to follow below. The process is lengthy and tedious, but if you go into the program with your wits about you, there’s no reason why you can’t come out a professional firefighters.

  • The first thing you’re going to have to do is make sure that you’ve completed your high school education. Obtain at least a GED or equivalent diploma from high school before you even think of applying to Fire College. The number of firefighters with college degrees varies greatly, but there’s no requirement for receiving a bachelor’s degree from a university.
  • Before you’re allowed to enroll in the firefighter training program, you must first pass a physical fitness test. Before you even consider trying to pass the test, make sure you’re in peak physical condition as the test is known to be incredibly difficult. Passage of the test will allow you to apply to the fire college. The test involves things like running and climbing, so you’re going to want to get an all around good level of fitness, not just built up abs.
  • Once you’ve made it past all of the rigorous tests to make it into fire college, it’s recommended that you expand your skills a little. Not only is it necessary that you keep your body in shape, it’s important to have a strong knowledge base to build your fire skills around. Try and take as many CPR and health classes as you can because being a firefighter is about being the total package. Many of the calls that are made to firehouses these days are in relation to health issues, not actual fires.
  • Next on the list is the application process to become part of the firefighting training program. The entrance exams into fire college aren’t tough and cover basic things like an SAT would alongside questions to judge your moral character. Most people breeze through this step.
  • Once you’ve made it into the firehouse, training begins. Training can last anywhere between three to six months depending on the firehouse. Ask your firehouse about what’s involved with the training process and how long it will be. Every firehouse is different and only they can answer your questions. Firefighting training covers all of the firefighting techniques and skills you’ll need to have in the field. It’s a mixture of classroom instruction and field work. At the end you will have to pass an exam to prove that you’re well prepared for the job.

  • You may think that once you’ve passed the tests you are ready to become a firefighter. That’s not quite true. Once you’ve completed your coursework, there is a period of probation that all firefighters must go through. This probation period varies from firehouse to firehouse, and usually involves you just tagging along to real emergencies to see what everything is like. It’s all well and good to perform well in training courses, but if you can’t put your skills to work in the real world, you’re no use to a firefighting team. The probation period helps ease you into the idea of being a firefighter and what’s involved.

How to Become a Driving Instructor

If you think you’re a pretty good driver and could make a living teaching others the rules of the road and how to drive their cars, becoming a driving instructor may be the job for you. Becoming an instructor isn’t a difficult process, but there are different requirements from state to state that must be met before you can be on your way teaching other students.

The following steps to becoming a driving instructor are generalized as much as possible so they can help a number of people, but that doesn’t mean that all of the numbers and steps listed are the same for your state. Check with your state’s DMV once you’ve started the process to make sure you’re on the right track.

  • The first thing you’re obviously going to have to do is get a driver’s license for the type of vehicle you’re looking to instruct in. Most people get a standard driver’s license at the age of 16 in the United States, so this first step shouldn’t be too difficult for anybody to complete. One caveat that sometimes trips people up is that you’re not allowed to have had your license revoked in the past two years before applying to become an instructor. Meaning that if you just got a new driver’s license after having your old one revoked, you won’t be eligible to teach others how to drive.
  • With your license in hand, most states require that you have had your driver’s license for at least two years before applying to be an instructor. This is to make sure you’re had adequate time to learn the type of vehicle you’ll be teaching. In addition to having the license for two years, you must also be at least 21 years of age. There’s really no “reason” that 21 is the limit and some states may be different, but 21 is the minimum age requirement to obtain your instructor license.

  • We hinted at it in the last step, but the next part of the whole process is to get your instructor’s license. A driving instructor’s license can be gotten from your local DMV and will require additional tests on top of the ones you took to get your license in the first place. It’s recommended that you take driving instructor courses approved by your state in order to better prepare yourself for the tests. The tests have more difficult written examinations and driving tests than the ones you took to get your original license.
  • Upon passage of your driving exams you will obtain an instructor’s driving license. This license will allow you to teach others how to drive the type of vehicle you got a license for. You can take your license to a driving instructor agency and now apply for a job. Different driving instruction academies have different requirements for their drivers, so it’s a good idea to check with an agency before you apply for a job. The two year minimum of experience is only necessary to get your instructor’s license. Most driving instruction facilities will require that you have a few more years experience on top of that and have a clean driving record. Different places have different requirements, so before you jump for joy after you get your license from the DMV; remember that you may have a long way to go before you can actually teach others how to drive.


How to Become a Tax Preparer

Taxes aren’t easy to do year in and year out. Many people opt to hire a tax preparer to do all of the dirty work for them so that they’re free to do other things. If you like working with numbers though and would like to earn extra income every year when tax season rolls around, consider becoming a tax preparer. Tax preparation isn’t really a full time job, so you can’t expect to quit your regular job to prepare taxes every March and April, but you can stand to make a few thousand dollars if you play your cards right.

Loosen has outlined the steps you need to follow to become a tax preparer in your state. This article won’t follow the traditional numbered steps you may be used to. Because becoming a tax preparer is very different from other careers, we’re going to skip the numbered system and use just plain paragraph form to get it all across.

The ultimate goal out of anything you do in preparation to become a tax preparer is to gain enough experience and training to actually help people with their taxes. Some states require licensing while others do not. To get the ball rolling on your tax preparation career, there are two different training options you can consider.

Training courses are offered at many different locations and it’s important that you pick the right tax preparation courses to not only fulfill your educational needs, but also fit in your schedule. Many of the tax preparation companies around the country (think H&R Block) offer free courses every year to people wanting to start their own tax preparation businesses. The alternative to classroom teaching is to do all of your training online.

If you elect to go through a tax preparation company for your training, here’s how it’ll work. The programs generally last between nine and twelve weeks and will give you all of the know-how you need to prepare taxes. They’ll tell you what software to buy and how to use it, as well as give you some pointers for heading out on your own. Why do they do this all for free? At the end of the courses one of two things will happen.

They will either ask you to join their team full time to make money during tax season, or they’ll present the option of purchasing a franchise from them. Tax preparers are always in short supply, so the more people they can hire on, the better. You can of course decline on both counts and walk away with a free education, which is what many people choose to do.

The other option is to do online classes. Online classes are very different from traditional courses, but they offer a lot more freedom. Classroom instruction usually begins later in the year around September or October, whereas with online classes you’re free to start and stop whenever you want. Starting earlier means you have more time to prepare for the March or April tax season. Online classes usually cost about $500 to complete.

With training under your belt, you’re pretty much free to do whatever you want. You can apply to work at companies like H&R Block, or you can work freely. We recommend practicing on your own tax forms and documents before offering services to others. Some states require that you become licensed before you can practice tax preparation legally in your state.

Contact the IRS to see what’s involved with getting a license in your state. Or if it’s your first year doing tax preparation, contact a local tax preparer and ask what’s involved with working for them. It’s a good way to get your license from them and gain experience at the same time.

How to Become a Social Worker

Social workers improve the quality of people’s live drastically and without someone looking to step up to the plate to make other people’s lives better, society would crash. Social workers don’t make very much in the way of salary, but for many the prospect of being able to help someone else is appealing in and of itself.

So, if you’re one of those people that wants to help others out in this world, keep reading. Below you will find all of the things you need and can do to become a professional social worker.

  • School: You’re going to want to start out by finding an accredited that’s approved by the CSWE, or the Council on Social Work Education. CSWE approved programs and schools will help you obtain an accredited degree that enables you to work in the field. No one is saying that kindness has to come from a degree, it’s just that having a degree from an accredited university opens many more opportunities for you and the CSWE ensures you have all of the skills you need to help people effectively. Your ultimate goal is to receive a bachelor’s degree in social working. After all of the coursework is done for the bachelor’s of social work degree, you are required by the CSWE to accrue a minimum of 400 hours in the field. This may mean getting an internship with another social worker, or working under the supervision of someone else.

  • Higher Learning: If you’re so inclined, there are master’s degrees available in the social work field. Spending the extra two years at school will get you a degree that will allow you to perform a lot more jobs. Different social working jobs require different training, and without a master’s degree you may not be able to do all of the social work you dreamed of. The minimum work experience for a master’s degree is 900 hours. This is 500 hours on top of the work experience you got for the bachelor’s degree.
  • Work Experience: If the amount of work experience to get a social work degree wasn’t enough, in order to be approved as a licensed social worker in your state, you must complete more work time. Each state differs in the number of hours required to become licensed, but it’s generally in the thousands. You can check the www.aswb.org website for more information about what’s required in your state to become licensed.
  • Final Exam: Once you’ve made it this far in your social work career, it’s time to jump the final hurdle. The final exam administered nationally by the ASWB as a way to test to make sure that new social workers are ready to handle the challenges in the world. The test is a multiple choice exam and before you’re allowed to take it, you must first get permission from your state of residency. Information about how to register for the test is also available on the ASWB website.

With all of that under your belt, you’re ready to face the world. Social workers make very good salary and because many work as a social worker for the love of helping people, the pay is an added bonus. Good luck!

How to Become a Real Estate Agent

People are always going to need a house to stay in, so becoming a real estate agent is investing in a long term career. Although there was a recent downturn in the economy and the housing market, it has to pick back up again and home sales will increase. Consider getting your real estate license before the market booms again and you’re left by the wayside while others rake in the cash.

Real estate can be a full time career or a part time job. However you choose to use your license, whether personally or as an employee of a real estate company, you’re sure to generate business. Becoming a real estate agent isn’t difficult, but it may be time consuming. Let’s take a look at what’s involved.

  • You’re going to want to first evaluate yourself before you go on a path of real estate. Real estate agents need to be friendly and personable and if you don’t’ think you’ll be able to handle the constant pressure of having to interact with clients looking to buy their dream home, stay away from the real estate business. Real estate is a tough game and unless you’re ready to brave the open market of other real estate agents fighting for property listings, you may want to consider another career. It may sound intense and over the top to call the real estate market a dangerous jungle, but that’s exactly what it is.
  • The real estate exam is the most important part of the entire process and will take the most time to get ready for. Real estate exams test would be realtors on all of the laws regarding real estate in the state you live in. There is no such thing as a national real estate license and anyone claiming to have one is lying. Every state that you wish to sell property I n requires a new real estate license and you will have to pass the exam every time. So, how do you prepare for the real estate exam in your state and get ready for the world after the exam?

  • Training courses have everything you need to know about real estate exams and the process. Training courses can cost a few hundred dollars but will prepare you in all aspects of real estate law to help prepare you for the exam. Colleges in your area more than likely hold real estate seminars once every few months, so check with them to see when their next seminar is. You’ll want to enroll in a course if you want any hope of passing the exam. The exam isn’t difficult; it just covers a lot of material that you have to be familiar with if you want a good passing grade.
  • Different agencies will administer the real estate exam and your real estate prep course should be able to guide you to the right place to take the test. Passage of the test will let you legally sell property in your state of residency.
  • With your license in hand, it’s time to try and find a job. Try contacting local real estate office to try and get on their team to help them sell homes. The more people they have on their team, the more money they can stand to make. Working for a company like REMAX to begin with, a national real estate giant, is a good way to get your feet wet with entry level properties. Once you have a few years of experience you can step it up to the big game and make bigger money.

How to Become a Private Investigator

Because there are no formal qualifications for becoming a private investigator, it’s tough to put a finger on what exactly it is you need to get the job done. Private investigators work for a number of agencies and sometimes themselves to gather information about a particular person or business. They put in long hours and are what could be considered freelance detectives. Their evidence gathering abilities must be top notch if they wish to succeed.

Instead of having a “How to” guide like we normally have here on Loosen, our guide on becoming a private investigator will be more of a tips list that you can follow to pursue your dreams of becoming a private eye.

  • If you have no detective skills, it’s time to get some. Try and enroll in a local detective school at a community college or at an independent study facility to hone your skills. Detective schools teach all of the basics of gathering information and evidence as well as how to properly document everything you find. Good detective skills are necessary for presenting your evidence to clients and courtrooms. You may find it tough to begin with to learn how to gather evidence, but in a few years it will be second nature.

  • Prior police experience is usually recommended for people looking to become private investigators. Police work not only gives you the experience you need with dealing with crime scenes, but also helps prepare you for some of the things you might deal with. There are many different situations that you will come across as a private investigator that you need to be able to deal with and if you’re squeamish or have no experience in the crime realm, some of the situations may be a little surprising. Police experience helps prepare you for these situations and gives you the knowledge you need to think critically and quickly.
  • Private investigators rely heavily on software in their job to run background checks on people. Familiarize yourself with the many different types of private investigation software on the market to help you get ready for the real thing. Credit check software and background check software are an integral part of the private investigation world and they’ll help you uncover all types of information about the people in question. One of the most popular pieces of software that’s used in the field is called Lexis-Nexis.

  • The only formal requirement for becoming a private investigator is licensing. While you don’t need a degree in private investigation, you may need a license to practice as a private eye in your state. Your local police office will be able to help you get certified. They’ll be able to tell you which offices you need to go through and what the minimum requirements are. There are no tests to get your license, but in many states you must complete ethics exams and background checks.
  • Working alone can get tedious for some private investigators. Many private eyes elect to work for a private investigation firm so that they can collaborate on cases. All of the information you collect on a case is confidential, but if you work in a firm you can collaborate on projects and pass information along to other qualified investigators. Working in a group is much easier than working alone.

How To Become a Trader

As a trader on Wall Street you can stand to make a lot of money. Becoming a trader means upgrading from your living room weekly stock checks to being a full time stock broker that trades on the markets every day for a living.

It’s a long road to learn all of the ins and outs of the stock market, but it’s a huge payoff in the end when you finally learn the tricks of the trade and can start making money for yourself on the markets.


When people say the word “trader,” they often mean “day trader.” “Day trading” is a term that means you trade stocks on the market every day and a lot of the time you’ll be buying and selling the same stock all within a day’s period. Day trading is a lot more difficult than regular trading where you know eventually almost everything will make money. Day trading requires focus and dedication to figure out which stocks will make you money in the same day and which ones won’t.

  • Firstly, you’re going to need a lot of experience with the markets. Try and study the markets as much as you can and study trends. There’s no shortcut to learning how the monster of the stock market works. You can take training programs online or read books to get the basics down, but it may take you a few years to really understand what’s going on.
  • It is recommended that before you take on any stock broker job or job on the market floor itself you should get an MBA. While you’re allowed to have any degree out there to trade stocks in your free time, to become a professional trader you must understand all of the business fundamentals there are and prove yourself to companies that you know what’s going on.
  • Once you have an MBA and a thorough understanding of the markets, you can apply for a job on Wall Street or with a brokerage firm. Chances are, when you start out in New York City working with a brokerage firm, you won’t be doing too much. You have to work your way up through a company to get to do anything worthwhile. If you stick around long enough you’ll get to know more and more people in the industry. It’s these connections that can propel you into the next level positions you’re after.

  • If you’re thinking of becoming a floor trader on the stock exchange, there’s not much to it. The same people you’ve been meeting for a while probably know people on the floor or are on the floor themselves. These people will help you break into floor trading if you’re interested. What most people don’t realize though is that many of the floor traders don’t make as much money as they would if they put their MBA to other uses. Because other positions usually pay a lot more than a floor trader, most people don’t bother to even try.